Thursday, September 22, 2011

Choosing a Diamond Engagement Ring

Diamonds are the ultimate expression of love. They are the loveliest of all gems and are coveted because of their beauty. It is the hardest transparent material, one hundred times harder than sapphire or ruby. Just like the love between you and your special someone should be.

What are the things you need to consider when choosing a diamond ring?

Find our her tastes. Pay attention to the style of jewelry she wears and her jewelry tastes. Does she prefer white gold, yellow cold or platinum? Would you say that the jewelry she wears is traditional, classic, contemporary or vintage looking rings? Or  has she mentioned her favorite jewelry styles? If not, take her shopping. You can say that your looking for a watch, but be sure to pass at the engagement ring counters and casually drop a comment about the styles of rings. Or have her friends take her into a store, or ask her family for ideas.

Look for what looks best on her hands and consider her lifestyle. Choosing jewelry is similar when choosing clothes. What's her ring size? The ring should be proportional to the finger. An elongated diamond, like oval shapes can make short fingers look more longer. Wide bands usually make bands appear shorter. Long fingers can easily wear bold ring styles. How will the ring fit with her lifestyle? Consider a ring that she can wear everyday rather than one that will be worn on special occasions.

Consider your budget. Your engagement ring budget is a top consideration. There's a tradition that holds that a man should spend two months of his salary on the engagement right. However, it's up to you if you would like to conform to tradition. Don't stress if your budget is tight, because you can buy an affordable engagement ring. Let your jeweler know your price range so they can show you their ring collections that fall within the range. You can also think about having the engagement ring customized. Just talk to the jeweler about the price, timings and ring styles. 

Know your jewelry ABCs. It's always good to know and understand what you are looking for and help you ward off disreputable jewelers. When buying an engagement ring, be knowing important ring lingo, you'll be confident enough to buy what fits your loved one. Here's a few terms you need to be familiar with.
Band - The band is the circular part of the ring that sits around the finger. It's usually made from gold, silver, or platinum.
Setting - The setting refers to the piece that holds the gemstone in place, which is attached to the band
4Cs of Diamond - Carat, Color, Clarity and Cut
  • Carat- It refers to a stone’s actual weight, and one carat equals to half a gram. Diamonds weighing one carat or more are invariably the most expensive because they extremely rare. 
  • Color- The color of a diamond accounts for 25% of its price tag. While ordinary buyers may think of diamonds are being only of one color, in fact, there are several color ranges or tints. The highest-quality color grades are D, E, and F, all corresponding to a pure “white” color, with no tinge of yellow. Almost all diamonds have some tint – only the rarest diamonds are as clear as distilled water.
  • Clarity- Inclusions and impurities reduce the value of a diamond. Around 20% of a diamond’s price tag is attributed to its clarity. A diamond stone will always have impurities or inclusions that hinder with its clarity. The less impurities a diamond has, the more value it has. 
  • Cut- A diamond’s cut and proportion determines its brilliance thus shaping the price of a diamond at 50% of the price tag. Cutting it with a sense of proportion, symmetry and polish, it can make a diamond to sparkle. 

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